Buying office supplies, electronics, snacks, or cleaning products for a business can get expensive fast — especially if orders happen regularly. That’s exactly why more companies, freelancers, schools, and small teams are starting to use Walmart Business instead of a regular Walmart account.
At first glance, the service looks similar to обычный Walmart: same products, same delivery options, same huge catalog. But in reality, Walmart Business includes a separate set of tools designed specifically for organizations — from tax-exempt purchasing and multi-user access to bulk orders and business-only pricing.
In this guide, we’ll break down how Walmart Business actually works, who can create an account, what features you get, how much it costs, and whether it really makes sense compared to a regular Walmart account or alternatives like Amazon Business.
We’ll also cover the hidden limitations, differences between account types, and practical things worth knowing before signing up.
What is Walmart Business?
Walmart Business is a shopping program created for organizations that need to buy everyday products for work: office supplies, electronics, furniture, cleaning products, food, tools, breakroom essentials, and other business-related items.
At its core, it is still Walmart — with familiar categories, low-price positioning, delivery, shipping, and pickup. But the experience is adapted for business purchasing. Instead of using a personal Walmart account and sorting everything manually later, companies can create a business account, manage purchases in one place, invite team members, share a payment method, and track spending across the organization.
The service is especially useful for repeat purchases. For example, if a business regularly orders printer paper, coffee, disinfecting wipes, storage bins, uniforms, or office chairs, Walmart Business makes it easier to reorder the same items, monitor purchase history, and keep supplies stocked without turning every order into a separate admin task.
Walmart Business also includes features that regular shoppers usually do not need: business-focused offers, access to over 100,000 products for workplace needs, multi-user accounts, tax-exempt shopping for eligible organizations, and a paid Walmart Business+ membership with extra benefits.
So, in simple terms: Walmart Business is not a completely different store, it is Walmart’s B2B platform for organizations. Its aim is to make shopping experience for organizations business-friendly so that to save time, control spending, and buy work essentials with less hassle.
What is the difference between Walmart and Walmart Business?
The easiest way to think about it: Walmart is for personal shopping, Walmart Business is for organizational purchasing.
A regular Walmart account is built for everyday consumer orders — groceries, home goods, electronics, clothes, household products, and personal pickup or delivery. It works well when one person shops for themselves or their family.
Walmart Business is built for work-related buying. The product catalog may look familiar, but the account tools are different: organizations can add users, share payment methods, track purchase history across the team, apply for tax-exempt shopping if eligible, and access business-focused products and pricing. Walmart says a free Walmart Business account or Business+ Core plan can add up to 5 users who can share payment methods online or in-store with Walmart Pay.
For example, if you buy snacks and paper towels for home, a regular Walmart account is enough. But if you buy coffee, printer paper, cleaning supplies, electronics, and storage bins for an office, school, clinic, or restaurant every month, Walmart Business makes more sense because it keeps those purchases organized in one place.
There are also tax and team-management differences. Eligible organizations can enroll in Walmart’s Tax Exemption Program through Walmart Business and shop tax-exempt online and in-store after approval. Walmart Business also supports multi-user accounts, shared order history, and shared purchasing power across teams.
So the difference is not only “business products vs. personal products.” It is more about how purchases are managed: one shopper and personal receipts on Walmart.com versus team access, business records, tax-exempt tools, and spending control on Walmart Business.
Who can use Walmart Business?
Walmart Business is designed for organizations that buy supplies for work, not just for personal use. That includes small businesses, offices, schools, nonprofits, restaurants, clinics, hotels, coworking spaces, local service companies, and even freelancers who regularly purchase products for their professional needs.
The main idea is simple: if you buy the same things again and again for your organization — printer paper, snacks for the break room, cleaning supplies, laptops, office chairs, tools, packaging, or pantry items — Walmart Business can make the process easier to manage.
It is especially useful for teams where more than one person is involved in purchasing. For example, an office manager can create the account, invite approved team members, use one shared payment method, and track order history across the organization. This is much cleaner than asking employees to buy supplies from personal accounts and then collect receipts later.
Eligible organizations may also apply for tax-exempt shopping, which can be a big advantage for nonprofits, schools, religious organizations, and other qualifying groups. Instead of handling tax reimbursement manually, approved buyers can shop with tax exemption directly through the business account.
Freelancers and solo business owners can use Walmart Business too. Even if you do not have a large team, the account can still help separate work purchases from personal shopping, keep receipts organized, and make recurring orders easier to repeat.
Eligibility for Walmart Business is fairly broad: the platform is designed for registered organizations, small businesses, nonprofits, schools, clinics, restaurants, hotels, local service companies, and solo entrepreneurs who buy products for work-related needs.
In short, Walmart Business can be useful for:
- Small businesses and offices — for regular purchases like paper, coffee, office furniture, electronics, cleaning products, and breakroom supplies.
- Schools, nonprofits, and religious organizations — for tax-exempt shopping, bulk orders, and recurring supplies.
- Restaurants, clinics, hotels, and local services — for everyday operational needs: tools, hygiene products, storage, uniforms, pantry items, and maintenance supplies.
- Freelancers and solo entrepreneurs — for keeping business expenses separate from personal shopping and storing receipts in one account.
- Teams with several buyers — for shared payment methods, purchase history, and easier control over who buys what.
Walmart Business: Pros and Cons
Walmart Business can be a very practical tool if your organization buys the same things again and again: office supplies, cleaning products, snacks, electronics, furniture, tools, or breakroom essentials. The biggest advantage is that it keeps business shopping simple. You still get Walmart’s familiar catalog and low-price positioning, but with features that make more sense for organizations than for personal shoppers.
Pros
— Everyday low prices. Walmart’s main strength is still price. For businesses that regularly restock basic supplies, even small savings per order can add up over time.
— Multi-user access. A regular Walmart Business account can have up to five users, so purchasing does not have to sit with one person. Team members can have their own logins, while the organization keeps shared payment methods and order history in one place.
— Tax-exempt shopping for eligible organizations. Schools, nonprofits, religious organizations, and other qualifying buyers can apply for Walmart’s tax-exemption program, which can remove eligible taxes automatically at checkout.
— Flexible fulfillment. Depending on the order and location, businesses can use shipping, pickup, or same-day delivery. This is useful when you need paper towels, batteries, snacks, or cleaning products today — not next week.
— Better control over repeat purchases. Purchase history, reordering, and shared payment tools help avoid the classic office problem: someone buys supplies from a personal account, someone else loses the receipt, and nobody knows what was ordered last month.
— Business+ can be worth it for frequent buyers. Walmart Business+ costs $98 per year and adds benefits such as free shipping with no order minimum, free delivery from store with a $35 minimum, 2% back in Walmart Business Rewards, Spend Analytics, limited-time offers, and Mobile Scan & Go.
— Bulk buying for business. Walmart Business can be useful when you need to reorder the same supplies in larger quantities: paper, snacks, cleaning products, storage bins, electronics, or breakroom essentials. For routine purchases, this can save both time and money.
— Business-only offers and exclusive discounts. Some deals are designed specifically for organizational buyers, especially if you use Walmart Business+.
Cons
— The free account is useful, but limited. If your team is larger, needs advanced analytics, or orders often enough to care about delivery fees, the free plan may feel basic. Some of the strongest benefits are tied to Walmart Business+.
— Not every order will be cheaper. Walmart is strong on everyday essentials, but it is still worth comparing prices for electronics, specialty equipment, bulk food, or niche supplies. Sometimes Amazon Business, Costco, Sam’s Club, or a category-specific supplier may win.
— Marketplace items can complicate expectations. Some Walmart Business+ shipping and delivery benefits may not apply to all Marketplace products, so buyers should check seller, shipping terms, and delivery fees before assuming every item is covered.
— It works best for routine purchasing, not complex procurement. If your company needs advanced approval chains, custom supplier contracts, deep reporting, or integration with procurement software, Walmart Business may not replace a full procurement system.
— Seller-side experience is a separate story. Businesses that sell through Walmart often mention good sales potential, but also complain about Seller Center, limited analytics, and a less polished interface compared with Amazon. That matters if you are looking at Walmart Business from the supplier side, but it is different from simply using Walmart Business as a buyer.
The short version: Walmart Business is strongest for organizations that buy practical products regularly and want cleaner purchasing, shared access, and possible tax-exempt savings. It is less compelling if you only place occasional orders or need advanced procurement controls.
What is a Walmart Business account?
A Walmart Business account is an account created for an organization, not for personal shopping. It lets a business buy work-related products on Walmart Business, manage users, store shared payment methods, track order history, and apply for tax-exempt shopping if the organization qualifies.
The person who creates the account becomes the Primary Admin. This role matters because the Primary Admin has full account permissions: they can manage organization details, invite users, control access, and handle account settings. If your company already has a Walmart Business account, you usually do not create a separate one — the Primary Admin invites you to join the existing organization.
During sign-up, Walmart asks for business information such as the registered organization name, EIN, organization phone number, business address, and business email. Walmart may verify the organization during registration, so the information should match official business records.
Once the account is created, the organization can use it to:
— buy business supplies in one place;
— add users with individual logins;
— share payment methods across the team;
— view purchase history across the organization;
— manage delivery addresses;
— apply for Walmart’s tax-exemption program;
— upgrade to Walmart Business+ for extra benefits.
For a free Walmart Business account, the user limit is usually up to five users. Larger account types may support more users and additional management tools. Walmart also supports roles such as Admin and Buyer, which helps companies separate “who can manage the account” from “who can place orders.”
The practical benefit is simple: a Walmart Business account keeps workplace shopping from turning into a pile of personal receipts, random cards, and scattered order histories. Instead of one employee buying paper towels, another buying printer ink, and someone else trying to reconcile everything later, the organization can manage purchases from one shared account.
What are the 4 types of business accounts in Walmart
This question can be a little confusing because Walmart uses two related ideas: account types and paid membership plans.
Officially, Walmart says there are two basic account options: a free Walmart Business account and a Walmart Business+ account. But if we look at Walmart Business+ membership tiers, the structure becomes closer to four practical options: Free, Core, Premium, and Enterprise. Walmart Business+ itself has three paid tiers: Core, Premium, and Enterprise.
Here is the simplest way to understand them:
— Walmart Business free account
Best for small teams, freelancers, nonprofits, or businesses that want to separate work purchases from personal shopping. You get business shopping features like purchase history, shared payment methods, tax-exempt shopping for eligible organizations, and multi-user access, but without the extra paid perks.
— Walmart Business+ Core
Best for businesses that order often and want to save on delivery and shipping. Core includes the free account benefits plus free delivery from store with a $35 minimum, free shipping with no order minimum, 2% back in Walmart Business Rewards, Spend Analytics, limited-time offers, and Mobile Scan & Go. It costs $98 per year.
— Walmart Business+ Premium
Best for growing teams that need more control. Premium includes Core benefits, supports up to 50 users per organization, allows groups for easier account management, and includes onboarding support. It costs $498 per year.
— Walmart Business+ Enterprise
Best for large organizations with more complex purchasing needs. Enterprise is designed for teams that need more than 50 users, multi-group capabilities, onboarding, dedicated customer support and a custom setup. Pricing is not fixed publicly — organizations need to contact Walmart’s sales team.
So, the clean answer is: there are two main Walmart Business account types — free and Business+ — but four practical account levels if you include the paid Business+ tiers: Free, Core, Premium, and Enterprise.
How much does a Walmart Business account cost?
A basic Walmart Business account is free. You can create an account for your organization, shop business-focused products, manage purchase history, invite users, use shared payment methods, and apply for tax-exempt shopping if your organization qualifies.
The paid version is called Walmart Business+. It has three annual plans:
- Core — $98/year
Best for small businesses that order regularly. It includes free delivery from store with a $35 minimum, free shipping with no order minimum, 2% back in Walmart Business Rewards, Spend Analytics, limited-time offers, and Mobile Scan & Go. - Premium — $498/year
Best for growing teams. It includes everything in Core, plus up to 50 users per organization, groups for easier account management, and onboarding support. - Enterprise — custom pricing
Best for larger organizations with more than 50 users, multigroup needs, and more complex purchasing workflows. Pricing is not fixed publicly — you need to contact Walmart’s sales team.
There are also a few small payment details worth knowing. Walmart may place a temporary authorization hold on your card when you place an order, especially for pickup or delivery orders with weighted items, substitutions, bag fees, or changes in quantity. The final charge happens after the order is picked up, delivered, or shipped, and the hold is removed by the bank according to its own timeline.
So the short answer is: you can use Walmart Business for free, but if your organization orders often, Walmart Business+ may pay off through shipping, delivery, rewards, and spending tools.
How many users can you have on a Walmart Business account?
The number of users depends on the type of Walmart Business account you choose. A free Walmart Business account supports up to 5 users, which is usually enough for a small office, freelancer team, school department, or local business where only a few people handle purchasing.
If your organization needs more access, Walmart Business+ Premium supports up to 50 users. This plan is better for growing teams where different departments, locations, or managers need their own logins. For larger organizations, the Enterprise plan supports 50+ users and is designed for more complex purchasing structures.
This matters because each user can have an individual login, while the organization keeps shared payment methods, purchase history, and account management in one place. In practice, it helps avoid scattered receipts, duplicated orders, and situations where only one person controls all business purchases.
Is Walmart Business worth it?
Walmart Business is worth it if your organization buys supplies regularly and wants to keep purchasing less messy. For a small office, school, clinic, restaurant, nonprofit, or local service business, the biggest value is not just lower prices — it is having business purchases, users, payment methods, delivery options, and order history in one place.
The free Walmart Business account already makes sense if you want to separate work shopping from personal Walmart orders, invite a small team, use shared payments, track purchases, or apply for tax-exempt shopping if your organization qualifies.
Walmart Business+ is more useful for frequent buyers. The Core plan costs $98 per year and adds benefits like free shipping with no order minimum, free delivery from store with a $35 minimum, 2% back in Walmart Business Rewards, Spend Analytics, limited-time offers, and Mobile Scan & Go. Premium costs $498 per year and is better for larger teams because it supports up to 50 users, groups, and onboarding support. Enterprise is customized for organizations that need more than 50 users and more complex account management.
But Walmart Business is not automatically the best choice for everyone. If you place only a few orders a year, already use another procurement system, or mostly buy niche products from specialized suppliers, the paid membership may not pay off. It is also still worth comparing prices — Walmart is strong for everyday essentials, but not every category will always be the cheapest.
So, the practical answer is simple: Walmart Business is worth it if you buy routine supplies often, need cleaner purchasing control, or can benefit from tax-exempt shopping and Business+ delivery perks. If your business only needs occasional one-off orders, start with the free account first and upgrade only when the savings and convenience become obvious.
A simple rule of thumb: if your organization buys supplies every month, needs several buyers, or can benefit from delivery perks and tax-exempt shopping, Walmart Business is worth testing.
Before you sign up, there are a few practical details people usually want to clarify: how to create an account, whether an existing Walmart account can be turned into a business one, and what “Walmart Business card” actually means. Here are the short answers.
FAQ
How do I get a Walmart Business account?
Go to Walmart Business, choose Sign in or create account, enter your business email, personal details, organization name, EIN, phone number, and address. Walmart may verify your organization before the account is fully active.
Can I convert my Walmart account to a business account?
You cannot simply switch to a business account from a regular Walmart account. Walmart Business is usually created as a separate account for your organization. If your company already has one, the Primary Admin should invite you to join it instead of creating another account.
How much does a Walmart Business card cost?
A Walmart Business account is free. Paid Walmart Business+ plans start at $98/year for Core and $498/year for Premium; Enterprise has custom pricing. If you mean printed business cards, Walmart Business Print starts from $6.50 for 50 cards.
How can I save more on Walmart Business purchases?
Start with the free Walmart Business account, compare prices before bulk orders, use delivery options wisely, and check whether Walmart Business+ benefits can cover the membership cost. You can also register a Walmart Business account through Megabonus and get $1.99 cashback for account registration.
Can I get cashback on purchases from Walmart Business sellers?
Unfortunately, cashback on Walmart Business purchases from sellers is not available through Megabonus yet. But you can still get $1.99 cashback for Walmart Business account registration. Megabonus also works with other stores for wholesale and business purchases — register, explore available offers, and if there is a bulk-buying store you need, contact us by email support@megabonus.com and we’ll check whether we can add it.
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